Terms of Service

Last updated: 1st January 2026

These Terms of Service ("Terms") govern your use of the website and services provided by Orbexira Ltd ("Company", "we", "our", or "us"). By accessing or using our website and services, you agree to be bound by these Terms.

Acceptance of Terms

By accessing and using the Orbexira website (orbexira.world) and our digital finance consulting services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services. These Terms apply to all visitors, users, and clients of Orbexira.

Description of Services

Orbexira provides digital finance consulting services, including but not limited to:

• Digital finance trend analysis and market intelligence
• Regulatory compliance consulting for EU financial regulations
• Technology integration strategy and implementation guidance
• International market research and advisory services
• Educational content and insights on financial technology developments

User Obligations

When using our website and services, you agree to:

• Provide accurate and complete information when contacting us or requesting services
• Use our website and services only for lawful purposes and in accordance with these Terms
• Not attempt to gain unauthorised access to any part of our website or systems
• Not transmit any viruses, malware, or other harmful code
• Respect the intellectual property rights of Orbexira and third parties
• Not use our services for any illegal or unauthorised purpose
• Maintain the confidentiality of any login credentials if provided

Intellectual Property

All content on the Orbexira website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Orbexira or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent, except for personal, non-commercial use.

Service Availability

We strive to ensure that our website is available 24/7, but we cannot guarantee uninterrupted access. We reserve the right to suspend, modify, or discontinue any part of our website or services at any time without notice. We may also impose limits on certain features or restrict access to parts of our website without notice or liability.

Professional Advice Disclaimer

The information and services provided by Orbexira are for informational and consulting purposes only. Our content and advice should not be construed as legal, financial, or investment advice. You should consult with qualified professionals before making any business, legal, or financial decisions based on our recommendations. While we strive for accuracy, we make no representations or warranties about the completeness, accuracy, or reliability of any information provided.

Limitation of Liability

To the fullest extent permitted by applicable law, Orbexira shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our website or services. Our total liability to you for any damages arising from or related to these Terms or your use of our services shall not exceed the amount paid by you to us in the twelve months preceding the claim. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless Orbexira and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of our website or services, your violation of these Terms, or your violation of any third party's rights.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Cyprus. If you are a consumer residing in the European Union, you may also have the right to bring proceedings in the courts of your country of residence.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Termination

We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our website and services will cease immediately. The provisions of these Terms which by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, indemnity, and limitations of liability.

Force Majeure

Orbexira shall not be liable for any failure or delay in performance under these Terms which is due to fire, flood, earthquake, pandemic, governmental action, war, terrorism, or other causes beyond our reasonable control. In such circumstances, we will use reasonable efforts to mitigate the impact and resume normal operations as soon as practicable.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be replaced with a valid and enforceable provision that most closely matches the intent of the original provision.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. Material changes will be posted on this page with an updated "Last updated" date. Your continued use of our website and services after the posting of any changes constitutes acceptance of those changes.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and Orbexira concerning the use of our website and services. These Terms supersede all prior or contemporaneous communications and proposals between you and us.

Contact Information

If you have any questions about these Terms of Service, please contact us: